When do you really need to buy travel insurance? Jeanette Pavini breaks down the facts.

> > Can a family man with Salary RM3,000 survive in
> > Malaysia
> >
> > Let’s do some simple calculations here.
> >
> > In Malaysia , the average family income is RM3,000
> > /month
> > (where father works, mother doesn’t).
> >
> > I understand there are many families whose
> > monthly income does not reach RM3,000,
> > but, to make things simple,
> > let’s take RM3,000 as the figure. Ok lah, right?
> >
> > Okay, let’s start rolling with a family which has
> > Papa, Mama, 1 daughter and 1 son. Ngam-ngam ….
> >
> > Calculation starts…
> >
> > Electricity and water bill: RM100
> > (No air-con, No home theatre, No water heater …
> > ok?)
> >
> > Phone bill ( Telekom): RM100
> >
> > Meals for a happy family: RM775
> > (3 meals on RM25/day, RM25 for 4 persons…?)
> >
> > Papa makan / teh-tarik during working hrs: RM155
> > (RM5/day, RM5 … can eat what?)
> >
> > Car repayment: RM400
> > (A proton saga aeroback, 7 yrs repayment)
> >
> > Petrol (living in city, traffic-jam): RM300
> > (go to work, bring son to school,
> > only can afford one car running)
> >
> > Insurance: RM650
> > (kids, wife and myself)
> >
> > House repayment: RM750
> > (low cost housing repayment for 30 yrs,
> > retired still have to work to pay!)
> >
> > Tuition: RM80
> > (got that cheap meh? i don’t think so)
> >
> > Older children pocket money @ school: RM20
> > (RM1/day, eat bread?)
> >
> > School fees: RM30
> > (enough ah?)
> >
> > School books and etc: RM100
> > (always got extra to pay in school)
> >
> > Younger children milk powder:
> > RM50
> > (cannot have the DHA, BHA, PHA one, expensive)
> >
> > Miscellaneous: RM100
> > (shampoo, rice, sauce, toilet paper)
> >
> > Oh wait!!! I have to stop here, so…
> > No Astro,
> > no movie @ cinema,
> > no DVD,
> > no CD,
> > no online,
> > cannot KFC,
> > cannot McDonald,
> > cannot go Park walk during weekend (petrol
> > expensive),
> > no chit chat on phone with grandparents, and etc…
> >
> > Let’s use a calculator to total up… WALAO EH!
> > Shit! RM3,610 already…
> >
> > EPF belum potong, income tax lagi……..oledi
> > RM3,610 ….
> >
> > How to survive lah tuan-tuan dan puan-puan sekalian
> > ???
> >
> > Our Deputy Prime Minister asked us to change
> > lifestyle?
> >
> > How to change? Don’t eat? Don’t work? Don’t send
> > children to school and
> > study?
> >
> > Besides that, I believe in Malaysia population,
> > there are millions of
> > rakyat Malaysia which still don’t earn
> > RM3,000/month!!!
> >
> > What is this? Inilah Malaysia Boleh… Sorry… it
> > should be Malaysians
> > Boleh , because we’re still alive and kicking!!
> >
> > Our politicians must be mad!!!!
BESOK NANTI HARGA PETROL & TOLL NAIK LAGI
I mean by Family Man not family many..typo error
Daniel:- i ll try your way if tak boleh cari makan.
GIGI:- i think many ppl post this before. i m worry about next yr.
Butterfly:- refresh course hehe…
Yuna:- u are right but both of us work pun tak sampai RM 10K

Travel to Lore’s seemingly endless desert known as the Sandsea. A parched paradise is waiting to be discovered full of palm trees, sand dunes, and desert monsters surrounding a prosperous oasis city. Here you will meet Zhoom the Ranger and many other oasis NPCS offering you never-before-seen Sandsea Items, Pets, House Items, and consumable food! New item additions have been added to the Player Suggestion Shop in Yulgar’s Inn, too! Also, just a hint, Dage the Evil might have updated his shop today as well. If you’re a fan, go take a look!

I know its in the wrong section but I’m a really good answerer and please just answer it’ll only take a minute. Thank you, love you all

If I decide to go to the states, on a whim, is it mandatory or just suggested that i have travel and health insurance?
I am 18 years old, a legal adult.

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